Glaucoma insurance has the disadvantage of having to be renewed every year and re-subscribed every 15 years. On the other hand, the special contract for surgery coverage of cataract insurance pays up to 2 million won for the first time only in the case of cataract surgery due to illness or injury. Two conditions are required to receive this. The first condition is that the insured has undergone cataract (short-focus artificial lens implant) stipulated in the terms and conditions due to the disease, and the second condition is that the insured has received a cataract (multifocal artificial lens implant) stipulated in the terms and conditions due to injury.There are various glaucoma insurance products, but most of them are limited to special contracts for loss-making medical expenses. The subscription amount for these insurance products is up to 100 million won, but the insurance money that can be actually received is quite limited. Nevertheless, many people are preparing for glaucoma insurance. Since the eye is one of the important organs of the human body, there is a perception that it is important to prepare in advance. It is important to detect presbyopia symptoms through regular checkups and receive immediate treatment.No. 2024-D0038 (2024.03.22~2025.03.21) ※ This posting was prepared by receiving a prescribed manuscript fee. #Bagglaucomainsurance #GlaucomainsuranceCataract is a disease in which the lens in the eye is blurred and the light cannot pass properly, and the field of view is blurred as if it were foggy. Various causes, for example, are caused by aging or trauma, and recently, it has occurred even in the younger generation due to the overuse of electronic devices such as smartphones. Therefore, it’s hard to say that aging is the only cause. Glaucoma insurance and cataract insurance cover the cost of cataract diagnosis and surgery. The cataract diagnosis fee is a collateral paid when judging cataract, and unlike the disease surgery and hospitalization fee, it is paid only once, so it has the advantage of receiving the full amount of subscription. Please refer to this as it is a non-payment item that is not covered by the special agreement for actual medical expenses. The cataract surgery fee is a collateral paid when you have artificial insemination. You cannot claim it again with one operation and only pay up to two times.In loss medical expenses insurance provides coverage for non-benefit items that are not covered by the National Health Insurance Service. These items include manual therapy, extracorporeal shock wave therapy, proliferative therapy, non-benefit injection fees, MRI/MRA examination fees, etc. The biggest advantage of loss medical expenses insurance is that you can be compensated for actual hospital expenses, excluding self-payment. However, not all amounts are compensated. Out of the sum of 10% of the benefits and 20% of the non-benefit items, only the remaining amount, excluding the larger amount, will be compensated.With the development of medical technology, our society is gradually aging. It can be said that the number of patients with senile eye disease is increasing, and it is necessary to prepare in advance to prepare for it. Cataract is one of the senile eye diseases that naturally occur with age. In modern society, a lot of cataract occurs even among young people due to various causes such as environmental pollution and stress. I think it is better to prevent cataract through regular checkups after 40s, and if you already have cataract symptoms, you should visit the hospital as soon as possible for an accurate examination. This is how I learned about cataract insurance and glaucoma insurance coverage.
